Health Reform Insurance Information

This page provides information about various provisions of the federal health reform legislation that affect private insurance plans. It also tracks the new health insurance requirements for employers and individuals.

Links

• Arkansas Department of Insurance: Health Reform
  
  
• National Association of Insurance commissioners: Health Reform Section
  
  
• CMS: Center for Consumer Information and Insurance Oversight
  
  

Insurance Issues

• High risk pools
  
  
• Health insurance exchange
  
  
• Dependent coverage
  
  
• Lifetime limits
  
  
• Preventive services coverage
  
  
• Tax credits for small businesses
  
  
• Retiree health insurance
  
  
• Medical loss ratios
  
  
• Premium increase monitoring
  
  
• Deductibility of health insurance provider employee pay
  
  
• Individual health coverage requirement
  
  
• Employers required to offer health insurance
  
  
• State opt-out option for abortion coverage
  
  
• Health plan appeals process
  
  
• Consumer Assistance Program
  
  
• Consumer-driven health plans
  
  
• Annual limits
  
  
• Coverage for children with pre-existing conditions
  
  
• Essential health benefits
  
  

Insurance Timeline