HB1975 - AN ACT TO PROVIDE THAT VIOLATIONS OF 15 U.S.C. § 1681, COMMONLY KNOWN AS THE FAIR CREDIT REPORTING ACT, SHALL BE AN UNFAIR AND DECEPTIVE TRADE PRACTICE UNDER THE ARKANSAS DECEPTIVE TRADE PRACTICES ACT, ARKANSAS CODE ANNOTATED § 4-88-101 ET SEQ.; TO REQUI